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By MotivHealth It’s no secret that HSAs are an exceptional savings tool for employees and individuals. But did you know that employers reap the benefits of HSAs as well? As a recap, the benefits that HSAs provide employees and individuals include: The Triple Tax Advantage: First, all HSA contributions are tax free. Savings can either be deposited …

By MotivHealth The year 2022 is presenting new healthcare laws concerning price transparency. High prices don’t necessarily equate to high quality, and that’s why MotivHealth created SmartPay—they want members to receive high quality care at lower costs. You deserve to know your cost options before choosing a healthcare provider or receiving care, not when you receive the …

By MotivHealth The Benefits of Telehealth  As the world has turned upside down a bit lately, people everywhere have turned their attention towards a tool that has actually existed since the 1960s: telehealth. For decades, doctors have been able to remotely send medical information to patients in some form or another. However, only recently has the use of telehealth truly …

By MotivHealth What are UV Rays? July is National UV Safety Awareness month. We’ve all heard the term “UV ray” a thousand times, but what exactly is a UV ray? UV stands for ultraviolet. The sun (as well as manmade tanning beds) emits electromagnetic radiation called ultraviolet rays. Radiation is defined as the emission of …

By MotivHealth Did you know that one in three American adults, and one in six American children, are obese? Each new generation lives a more sedentary lifestyle than the last. A study by the U.S. Department of Health and Human Services detected a cause-and-effect relationship between screen time and obesity: high screen time averages correlate with high obesity …

By MotivHealth Womanhood comes with many challenges, including several female-specific health issues. We want to spotlight three women who deal with health issues such as these but have chosen to live ambitious and fulfilling lives regardless of their setbacks. Pam’s Story Pam, a mother of four, including an adult with special needs, suffers from fibromyalgia. …

By MotivHealth Just like our physical and nutritional health, our mental health is important. Having poor mental health can impact our day to day and lead to less satisfaction in life, less interest in careers and hobbies, and even isolate us from the ones we love. Mental illness isn’t limited to words like “depression” or …

by MotivHealth We’ve all fantasized about the joys of retirement, but how many of us actually have a retirement plan in place to make those dreams come true? Getting a head start on saving for potential medical costs in your retirement is now more important than ever, as healthcare costs have risen over 30% in …

by MotivHealth “Human beings are the only species that deliberately deprive themselves of sleep for no apparent gain,” says sleep scientist Matthew Walker. When an animal feels tired, it simply lies down and goes to sleep, and for good reason—lack of sleep is the root of several mental and physical malfunctions. Skip out on sleep …

What is an HSA? An HSA works with a health plan that has a high deductible, such as the health plans offered by MotivHealth Insurance Company. You can save money in an HSA account before taxes, and then use the funds to pay for eligible healthcare expenses. Retirement HSAs can help you save for retirement. …