A Brief Overview of Health Coverage Options in Utah

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Elevated Peace of Mind:

Health insurance is a critical component of healthcare access in the United States. Residents of Utah have several health coverage options to choose from to meet their individual and family needs. Below is a brief overview of Utah’s most popular health coverage options.

Blue Cross Blue Shield:

Blue Cross Blue Shield (BCBS) is a well-known health insurance provider that offers a range of plans in Utah. They provide a broad network of healthcare providers, including hospitals and physicians. Blue Cross plans often offer a variety of coverage options, including individual, family, and employer-sponsored plans. Their plans may cover preventive care, prescription drugs, and specialist visits.

University of Utah Health Plans:

The University of Utah Health Plans are affiliated with the University of Utah Health system. They offer a selection of health insurance plans designed to provide access to the University of Utah’s extensive healthcare network. These plans often include access to specialized care and cutting-edge treatments offered by the university’s medical facilities.

EMI Health:

EMI Health is a regional health insurance provider with a presence in Utah. They offer a variety of health insurance plans, including both traditional health maintenance organization (HMO) and preferred provider organization (PPO) options. EMI Health focuses on providing cost-effective and customizable coverage for individuals and employers.


Aetna is a national health insurance company that operates in Utah. They offer a wide range of health plans, including Medicare Advantage and Medicaid plans. Aetna is known for its digital health tools and wellness programs designed to help members manage their health and well-being.


Cigna is another prominent national health insurance provider that serves Utah residents. They offer individual and family plans, as well as employer-sponsored coverage. Cigna emphasizes health and wellness programs, telehealth services, and mental health support as part of their offerings.

United Healthcare:

United Healthcare is one of the largest health insurance companies in the United States and operates in Utah. They provide various health insurance plans, including HMO, PPO, and high-deductible health plans. United Healthcare offers a broad network of healthcare providers and additional services like dental and vision coverage.

Star Health:

Star Health is a regional health insurance provider that focuses on offering affordable health coverage options in Utah. They aim to provide accessible healthcare services to the local community, including individual and family plans. Star Health emphasizes member support and personalized service.


SelectHealth is a leading nonprofit health insurance provider in Utah, offering comprehensive coverage, a vast network of healthcare providers, and wellness programs to promote member well-being


MotivHealth is a Utah-based health insurance company known for its innovative approach to healthcare coverage. They offer health savings account (HSA)-compatible plans, which allow members to save money tax-free for medical expenses. MotivHealth also promotes price transparency and cost-effective healthcare, meaning members can compare the costs of providers and procedures before choosing where to receive care.

Start Health:

Start Health is an effective health insurance alternative. It is a network-free reimbursement model, meaning members can receive care from any provider and receive a fixed reimbursement rate for any covered procedure. Start is known for its reasonable premium rates and HSA compatibility. In fact, Start is the only healthcare reimbursement model that is compatible with triple-tax-advantaged health savings accounts. Start serves as a low-cost alternative to the ACA or COBRA plans for small businesses and those seeking individual health insurance.


Utah residents have a variety of health coverage options to choose from, ranging from nationally recognized providers like Blue Cross, Aetna, Cigna, and United Healthcare to regional options like University of Utah Health Plans, EMI Health, Star Health, MotivHealth, and Start Health. When selecting a health insurance plan, it’s important to carefully review the coverage options, network of providers, and additional benefits to find the plan that best suits your individual or family’s healthcare needs.

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